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How to Ensure Success in Your Michigan Motorcycle Insurance Claim?

September 6, 2018

So the big question, How to Ensure Success in Your Michigan Motorcycle Insurance Claim? When a motorcycle rider is involved in an accident with an auto driver in Michigan, they are entitled to benefits following the Michigan No-Fault law. The victim of such a disaster is expected to file an insurance claim with their insurance provider to ensure that they receive their benefits. However, in some cases, the application may be denied.

Filing A Michigan Motorcycle Insurance Claim

A Michigan motorcycle accident attorney at Moss & Colella will guide you in how to file a Michigan motorcycle accident claim, help you understand Michigan motorcycle statute of limitations, and avoid your claim getting denied. Here is a list of reasons that would lead to your request being rejected and how to prevent this:

1- Type of insurance cover

The success of your insurance claim is mainly dependent on whether or not you have the right insurance policy. Not having the appropriate insurance coverage in Michigan, a No-Fault state, will significantly limit the options available to you after you are involved in an accident.

If you are a motorcyclist in Michigan, you may be exempted from carrying a No-Fault insurance policy. This is because motorcycles are not considered to be motor vehicles. However, the law still requires you to have motorcycle insurance. An insurance claim based on No-Fault insurance benefits may be denied if you are the motorcycle’s title-owner and you have no motorcycle insurance. In this case, having an insurance cover will ensure your insurance claim is not denied

2- Failure to document the accident

The success of your insurance claim is also reliant on the evidence that is available on the accident. This includes pictures of the scene, witness names and their contact information. If you sustain multiple injuries after the crash, your top priority should be to seek medical care. However, you should enlist a person to collect evidence for you. Calling the police, in this case, plays a crucial role because the authorities are required to gather information on the accident including statements and witness details. Even if you are at fault, this should not stop you from calling the police.

If you cannot collect information, you can also call your attorney. Attorneys often hire the services of a professional photographer to help in documenting the crucial details. Also, following their experience handling settlements, they know how to collect compelling evidence that will have insurance providers opening up their checkbooks in no time. A Michigan motorcycle accident lawyer at Moss & Colella will assist in the whole process of evidence collection to release you to get the much-needed medical attention.

3- Failing to seek medical care immediately

In some cases, motorcyclists who are victims of an accident may fail to seek medical attention merely because they feel ‘fine.’ However, after an accident, the rule of thumb is to see a medical professional have your condition evaluated. Even if you emerged physically unharmed, you might have sustained internal injuries, be in shock or you may develop psychological or physical trauma that may manifest later.

Often, claims are refuted on the grounds of exaggerated or malingering injuries. This is unfair because motorcycle accidents result in injuries that may require expensive medical care. However, seeking medical attention promptly and sticking to the doctors’ instructions will help build a medical record. This medical record will give the insurance adjuster or jury a picture of your physical well being. Since it documents your physical condition before and after, they can be able to narrow down to the injuries that resulted from the accident.

Having a medical record will also make it easy to come up with a figure during settlement. Without medical records, you may not know how much your treatment may cost and the length of time required for you to recover. This may lead you to downplay the settlement claim, and this may cause you to foot future medical bills from your pocket or cut medical care completely.

4- Notifying your insurance provider past the required time

Some insurance companies operate on strict requirements that specify the time required to file a claim. An insurance claim may be rejected if you submit past the time required by law. Additionally, failing to notify the insurance company on time may be used against you in court to imply that you are dishonest and this may tank your chances of success.

A Detroit motorcycle accident attorney at Moss & Colella will assist you in filing an insurance claim and ensure that you fall within the required time frame. Additionally, they will be keen to identify any other insurance claims that may be outliers to the general period.

5- Failing to contact a lawyer

Some victims may be under the illusion that since they will not be suing the insurance provider, they do not need the services of a Detroit motorcycle accident lawyer. However, contacting an attorney will go a long way in ensuring that you have everything that you need to recover your insurance benefits. Owing to their vast experience, they will be in a position to offer you the needed counsel.

Your insurance claim should not be rejected because of the above mistakes. A Michigan motorcycle accident lawyer at Moss & Colella will guide you in the whole process and ensure that you get full compensation.

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Client Testimonials

I HIGHLY recommend David Moss; he exceeded my expectations numerous times, and I feel fortunate and blessed to have worked with him and his team. Moss & Colella attorneys have relentless perseverance and dedication for everyone they represent.
If this firm takes your case, it's in exceptionally experienced hands. The hands of attorneys who care about your well-being and the outcome of your litigation!
When I got into a car accident, my life changed. David and Ryan understood how this change affected my livelihood and mobility. They handled my case professionally, and I couldn't be more thankful for all of the sincere guidance and help provided throughout this process.
Thanks so much for everything!!!

The Burls


 I was referred to Moss & Colella in 2018 following a car accident. I cannot tell you how confident and safe I felt knowing that I was in good hands. David, and Ryan made sure that I always had any questions or concerns addressed in a timely manner. I appreciated their compassion, and understanding as I got emotional, and the reassurance they provided, made me feel important and valued as a client. If you need a great lawyer for an injury, this is your firm! I hope I never need to be in a position where I’d need their help again, but if I did, I’d gladly seek their services!

T. Ray


My son sadly passed after a vehicle accident, it was a hard case. Mr. Moss was our lawyer, he was very helpful, very informative, very up front and put alot of effort into this case. He’s a great man, a honest man and his law firm will do the best with any case brought to them. Everyone at his office was very kind and very helpful. I absolutely recommend them for any of your lawsuit needs.
Very grateful for this firm!

S. Collins


Words can not express how grateful I am for the outcome of this case. It was truly a blessing to have this resolved sooner than expected. But without your help and my faith in your firm along with my faith on God, this may not have been possible. I appreciate everything you have done in orchestrating everything to this resolve, for your time and effort meant the world to me. I thank my friend for putting me in touch with such a talented group of people. You will always be considered my attorneys of choice for anything that comes up in the future that would render your services. This year has definitely been many blessings so far and I welcome many more to come. Thank you again for everything and may you continue to be blessed.


Mother of Client

Very few people on this earth impress me. You are one of the very few. My family and I thank you for all you did. You are a good man!



Other law firms would not take my case, they said it was too complicated. But David Moss took my case and got the result I was looking for in almost no time at all. I’m glad I didn’t listen to those other lawyers.



I just wanted to thank you for putting your time and effort into my case. You did a wonderful job last Thursday. You are what people say you are, a wonderful lawyer.



I do not only count on you as one bad ass lawyer, but also a friend. None of this would be possible without you. My deepest gratitude to you and all of the Moss & Colella team.



I am very relieved and very happy with the outcome. I appreciate everything you and your firm did to see this through and I will be grateful for that always. You all came highly recommended and now I see why based on what you did in helping my son through a very challenging moment in his life. We will always be your fans:) Thank you again and may you always be Blessed…


Mother of Client

Moss & Colella PC goes above and beyond, and then some, to get the results you need and deserve! Since my accident in 2021, in which I broke several bones and am not able to work anymore, my vehicle insurance company dropped the ball. They not only tried to discredit me, but also have been trying to screw me out of what was owed to me. Thank you to David and the whole team for putting their all into my case, I got more than I expected! I am so overwhelmed and appreciative by what they have done for me!



Thanks for another great Colella in Context, Vince. You are helping all of us by taking the time to write your thoughtful column.



Attorney David Moss was referred to me after my car accident, I really did not know what to expect. I met with him and he explained the process well. His office helped me get compensation for missing work because of the accident. He was able to get compensation for my caregiver. He also was able to get all my medical bills from the accident paid by the insurance company. And finally he was able to get me much more from the insurance company than their first offer. He and his staff are professionals. I highly recommend Moss & Colella Law Firm. The other law firms say “they will fight for you”, no Attorney Moss will fight for you. Give his office a call and let them handle your case.

Dana Darby


I was referred to Moss & Colella PC after the accident I was in. I could not have made a better choice. From the initial conversation I had with Mr. Moss about taking legal action, to the day I received my settlement, Mr. Moss and his team worked diligently and were adamant about getting what was deserved, keeping me informed each step of the way. What I respect the most about this firm is they are straight up with you about what is going on and what the best options are for you. Thank you to David, Ryan, Kelly, Janice and anyone else who had a part in getting this done.

Dame Mitchell


Best choice I ever made going with Moss & Colella. Vince and Wendy were always there for me from start to finish I love you guys and your firm. I highly recommend this firm. Vince and Wendy are smart, sharp and caring people. God bless you guys and your firm thanks for everything

John Bahoura


I was referred to David and I could never be happier!! I had NO Idea how my case would go or if I even had a case.  David was so STRAIGHT UP with me with the process and how things may go and I can honestly say I appreciated that the MOST. The entire staff made me feel so comfortable, they took care of business! I really appreciate you David!!

Breeana Coe


Attorney David Moss, Ryan, and their assistant Kelly were all AMAZING. They were incredible understanding and patient with me and my family. It was like they knew EVERYTHING  we were going through. They were all right by our side going though and explaining every detail. When this ordeal started I ask someone if they knew of a pit bull that would be able to help us. I am so so glad I was referred to Attorney David Moss.

Thomas Hale


I am very pleased with my experience with Moss & Colella, P.C.  The professionalism, and keeping you informed about every detail that took place were outstanding I could not have picked no one better to handle my case I would give them the highest grade that you possibly could give an attorneys office I am very satisfied with how my case was handled

Earl Moore


The firm of Moss & Colella was wonderful they kept me and my family well informed and constantly gave updates in our challenging legal matter. Kept their word and didn't promise anything they couldn't deliver. I would highly recommend this firm for their personal service and depth of legal knowledge which was a win for my family and helped me feel at ease during a tragic time. Thank you. David Moss Great job. Have a great future. Highly recommended law firm

George Baird


The best staff and always on top of everything. They stay in contact with updates and work hard and fast to hep you in every way. Thanks to all that worked on my case love you all.

Brian L


David Moss and the Moss &  Colella team were awesome! I would recommend them to anyone

Lisette Montry


This is a Top-notch Firm.. They explained my options every step of the way. I would recommend them to my closest family and friends.

Greg Sawmiller


Excellent service very professional fully satisfied

Sterling Crutcher


My experience with this law firm has been excellent. They work hard around-the-clock to solve your situation. I was suggest anyone that needed a lawyer whatever situation to contact them.

Deanne Freenan


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About the Firm

The attorneys of Moss & Colella have carefully chosen their career paths to fight for those that have suffered from injury and wrongful death. We believe every citizen should have the right to hire the best lawyer who will actively advocate for their case.

David Moss and Vince Colella have over 60 collective years of personal injury trial experience that provides you a level of legal services and success unmatched by other firms. By working together, we have the ability to find creative, effective, and efficient solutions to even the most complex cases. No matter what situation you face, we will help you get through it.

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